Getting compensation from insurance companies after a brain injury can be frustrating. An experienced injury attorney can help you fight for what you deserve.
The right lawyer will understand how a TBI impacts your life and provide you with comprehensive documentation of your losses. They will bargain with the insurance provider on your behalf and, if required, initiate a lawsuit.
Insurance companies are profit-driven
After a TBI, victims and their families face many obstacles, including low-ball settlement offers, aggressive insurance adjusters, and outright denial of claims. A knowledgeable TBI lawyer can help with these problems and other hurdles that arise after a brain injury.
Insurers profit by assuming risk; the more they pay out in claims, the less profitable they are. This has made them wary of covering sports, such as football, linked to CTE. When the oldest and largest youth football organization tried to buy a policy five years ago, just one insurer would provide coverage without a concussion exclusion.
A traumatic brain injury attorney can review your policy, identify possible sources of liability, and fight to get you the compensation you deserve. They can also challenge unjust claim denials based on misinterpretations of policy language. This gives you peace of mind and allows you to focus on your physical and emotional recovery.
They employ teams of adjusters and attorneys
The costs of a traumatic brain injury (TBI) can easily exceed your financial means. Expenses may include medical treatment, therapy sessions, future costs of care, and more. The inability to work or complete previously unattainable tasks may result in a loss of income for TBI survivors in addition to these expenses.
Adding to your losses are the intangible costs of pain and suffering. This includes emotional distress, inability to enjoy hobbies and relationships, and difficulty navigating social situations. Insurance companies frequently undervalue the magnitude of these expenses. You can determine your losses and pursue just compensation with the aid of a lawyer.
Fighting against an insurance company is challenging, but it can be done. With patience, resilience, and the help of an experienced TBI attorney, you can obtain the proper compensation for your injuries and losses.
Seeking legal counsel help in fighting the insurance company after a traumatic brain injury. Then, you can focus on regaining your health and well-being. You can also hold the liable party accountable for their negligence or wrongdoing.
They know how to use the law in their favor
Insurance companies strive to strike a delicate balance between providing injured parties with just compensation and avoiding overpaying. They conduct thorough investigations to ensure that their resources are used effectively and that the prize awarded accurately reflects the actual value of your damages.
They will request access to your past medical records and look for any signs of pre-existing conditions that may downplay your injuries or damage. They will also hire investigators to spy on you and take videos to disprove your claims.
These are common tactics in other states with unfair laws. But these tactics are not legal where our other office is located. They know how to fight back against them to protect your rights.
They offer low settlements
A traumatic brain injury is a significant life change that can impact your quality of life and cause substantial financial burdens. It is essential to seek compensation for your losses, but working with an insurance company to reach a just settlement can be difficult. Insurance companies are for-profit businesses that prioritize making money for their shareholders.
They may deny your damages or offer a low settlement to avoid paying more than their policy limits allow. You must have documentation of your past and future medical expenses, lost wages, and more to determine a fair settlement amount. Additionally, you will need to prove non-monetary damages such as personality changes and loss of enjoyment of life.
A skilled traumatic brain injury lawyer can assess your losses and negotiate with the insurance company on your behalf. They can also provide legal advice to help you decide whether or not to accept a settlement. When you agree to a payment, you will waive your right to seek additional compensation.