Credit card theft or money laundering is a common practice these days. Besides, there are various strategies to steal money from your bank account. If you are not aware enough, you will not understand even if your money is stolen from you. The real trap for thieves is online transactions. Through cloning, phishing, cyberstalking, identity theft, malware attacks, email spoofing, cyber extortion, etc., thieves are always waiting to steal money from your credit card.

According to the National Payments Corporation of India, one of India’s largest financial violations took place last year, with about 6,441 customers losing Rs 1.3 crore through 90 ATM s. Following the incident, the big banks have warned their customers from time to keep them safe and alert them to such scams. Let’s see how to keep your credit card or bank account safe. Here are some tips on what to do and what to don’t, to protect your card and bank account from fraud.

Effective Ways to Avoid Credit Card Theft:

1. Avoid giving out your credit card and bank account information to strangers unnecessarily:

Do not give your credit card or bank information in an unknown phone call. Remember that the bank will not call you in case of any need, you should contact the bank if you need. If you make a call from a credit card company, you can verify the authenticity of that phone call. Give the information you need in a specific phone call.

Credit card thieves can make fake phone calls to get your card number. Credit card thieves may call you from a fake number and ask for your card number in case of a card issue or any other need. Do not fall into such a trap even if you forget. Inform the bank immediately if such a phone call is received and take legal action if necessary.

2. Protect your credit card and bank account numbers:

You hide your credit cards in a small purse and keep them connected to your body. This will keep you safe from thieves. You can also carry your bank passbook in a bag that sticks to your body.

Keep your credit card or bank passbook as open as possible in crowded areas. Because a single click on a thief’s camera or cell phone is enough to steal information.

If you have purchased something, make sure you keep it with you after using the card. When you go to the bank, leave the bank after making sure that you have the passbook with you after doing the necessary work.

3. Avoid sharing your personal information unnecessarily:

If you have used your card somewhere, keep the receipt with you. Don’t forget that your card can also be forged through those receipts. Tear off the receipt in an empty place, put it in different places near you, and leave it at home. Do not throw out any part of the receipts unnecessarily. If it is difficult to understand something in the case of a bank, show it only to the bank authorities.

Don’t give your card or bank passbook picture, e-mail, and phone number to anyone for no reason.

4. Update card bills and bank passbooks every month:

Review your card bills every month to prevent your card fraud. In case of any untoward transaction, immediately inform the card authorities. Do the same with your bank passbook.

Inform the authorities if your card or passbook is stolen:

If you ever find out that your credit card or passbook has been lost or stolen, let the authorities know as soon as possible. You are not protected unless they block your card or passbook. You can also take legal action if necessary.


If you raise awareness about your card and bank passbook information, you will be protected from theft. Hopefully, the above tips will help you become more aware.